• Budgeting & Smart Living - Financial Planning

    Effective Budgeting: Young Filipino Professionals

    September 5, 2024 - By 

    To prepare yourself for a more financial future. The skill of effective budgeting for young Filipino professionals must be learned early. This life changing skill will help you achieve your life goals. Whether you are just starting in your career or have been working for years, let this article provide you with some guidance. Learn the necessary tools and knowledge to create a sound and practical budget plan. Why is Budgeting Important for Young Professionals? Building a strong foundation for your financial future is crucial. Learning the right skills at an early stage prepares you for better money management as…

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    Financial Planning

    How to Save Money as a Filipino Student

    May 31, 2023 - By 

    Are you a Filipino student? Do you want to learn some practical tips on how to save money? Being a student can be exciting but challenging at times, especially for Filipino students who may have limited resources. Read some insights below to know some smart ways on saving money while studying.   Track your expenses and create a budget plan Which comes first, your needs or your wants? Nothing is wrong with watching your favourite artist perform. But you have to save up for the ticket first. Learning to discipline yourself and prioritise things will help you in the long term. …

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    Financial Planning - Investing

    Maximising Your Earnings with MP2 Savings

    May 30, 2023 - By 

    If you live in the Philippines, knowing the different financial instruments available will give you a better chance of growing your investments. There are plenty of options available and this includes Pag-IBIG 2 (MP2) Savings Program. Knowing how to maximize your earnings with MP2 could be an advantage. In this blog post, we will explore the benefits, features, and strategies for maximizing your earnings with MP2 savings. The purpose of this article is to educate our readers about MP2. You may or may not decide to put your investments in it.  What is MP2 Savings?  The Home Development Mutual Fund…

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    Financial Planning

    The Importance of an Emergency Fund

    May 27, 2023 - By 

    No matter where you are, the economic landscape is ever-changing. In the Philippines, Filipinos must learn to adapt to the ups and downs of the economy. To build a solid financial foundation, you must learn the importance of an emergency fund within the Philippine setting. We will provide you with some helpful tips on how to start building your emergency fund, its definition and importance, and how to calculate for it.  Why is an emergency fund important? Imagine that you were checking your emails while having breakfast. You just found out from your boss’ email that you’re one of those…

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    Financial Planning

    How To Save Money In The Philippines

    May 26, 2023 - By 

    Everyone wants to have some money saved somewhere. Saving money is a crucial part of being financially independent and secure. People with enough money saved are said to have better preparation for the future as compared to those who have nothing. To save money in the Philippines can be challenging for some, that’s why we have lined up some useful tips to help you out.  For Filipinos, navigating around the changing economic status of the country requires grit, persistence, and knowledge. Effective budgeting and smart financial choices are important. Below are the ways how you can save your hard-earned money…

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    Financial Planning

    Personal Finance Tips for Filipinos

    May 10, 2023 - By 

    Calling all Filipinos out there! It’s time to take charge of your finances. Do not work for the money, let it work for you. Let us provide your helpful personal finance tips for Filipinos.  Managing personal finances could sound daunting but it is essential for every individual, including Filipinos. If you learn to adopt smart money habits and follow practical strategies, it’s not possible to attain financial stability. Start working on your short-term and long-term goals. Absorb these valuable personal finance tips specifically tailored to the unique needs and circumstances of Filipinos. Create a Realistic Budget Creating a budget is…

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    Investing

    Understanding Financial Jargon for Non-Experts

    February 3, 2023 - By 

    What are financial jargons and why do you need to know about them? Breaking down financial jargons is a way for citizens to better understand financial concepts and terminology. A quick guide of financial jargons to non-experts is helpful to come up with better financial decisions in life.  Everyday, ordinary people are making financial decisions. Some of these everyday financial decisions include food cost and transportation to work. You are responsible for spending and budgeting your finances.  With our guidance and through your research and further reading, you can understand complex financial terms. Time will come that daunting financial jargons…

  • Financial Planning - Investing

    The Vocabulary of Investing

    January 31, 2023 - By 

    Do you feel overwhelmed when people start talking about stocks, assets, or dividends? You’re not alone. For many Filipinos and OFWs who are just starting their financial journey, the vocabulary of investing can sound confusing—almost like a foreign language. But if you want to grow your savings, make smarter financial choices, and build wealth for your future, understanding these key investing terms is essential. Whether you’re a student learning about finance for the first time or an OFW planning to invest your hard-earned money, mastering the language of investing will help you make informed, confident, and profitable decisions. Basic Investment…

  • money-language sale psychology money
    Financial Planning

    The Psychology of Money Language

    January 29, 2023 - By 

    Have you ever noticed how the way we talk about money reflects how we feel about it? The words we use—like “budget,” “save,” or “spend”—carry emotions, beliefs, and habits shaped by our upbringing and culture. For many Filipinos, money isn’t just about numbers; it’s tied to family values, sacrifices, and dreams for a better life. Understanding the psychology behind your money language helps you recognize how mindset affects your financial choices—whether you tend to save, spend, or invest. By becoming more aware of how you think and talk about money, you can start reshaping your mindset toward financial confidence and…

  • Financial Planning

    Understanding Money Language

    January 27, 2023 - By 

    Money can be considered as a language of its own. Do you want to be successful in life? If the answer is yes, understanding money language and the importance of financial literacy in personal finance is important.  This is an integral component if you want to take control of your finances. However, the reality is that everyone wants to make money. But, not everyone is at the same level of financial literacy. Further, understanding money language can be daunting for some. In consequence, most people won’t have the patience and the time to try and study it. If you want…